With Holiday Loan Skip, eligible members can skip one payment on their Arizona Federal Visa^® cards and most loans.

Skip Your Loan Payments for the Holidays

It’s never too early to begin preparing for the holiday season. Arizona Federal’s Holiday Loan Skip program can help you get extra holiday cash by letting you skip your loan payments.

With Holiday Loan Skip, eligible members can skip one payment on their Arizona Federal Visa^® cards and most loans. Loans that are ineligible for payment skip include student loans, mortgage loans, loans that are currently delinquent, loans with collateral protection insurance placed by Arizona Federal, loans that deferred payments in 2005 and accounts with unpaid fees.

If you would like to skip your December Visa credit card payment, you don’t need to do anything. If you qualify, your Visa statement will indicate that your payment is not due until the January due date.

To skip other loan payments, you have two options:

1. You can fill out the form online by logging into CU Online, clicking Service Center, then Holiday Loan Skip.
2. You can print out a coupon, complete it, and return the Holiday Loan Skip coupon. You must request the skip at least 10 days before your November or December payment is due.

If you use payroll deduction, the funds which would normally be applied to your loan will be deposited to your savings account when received. If you send us your coupon and you’re approved for the skip, you won’t hear from us. Any member not approved will be notified in writing. So clip and complete the coupon, send it in and enjoy some extra holiday cash courtesy of Arizona Federal!

(Note: If you skip your December Visa payment, the 25-day grace period will not be extended, and finance charges will continue to accrue during December. On other loans, interest will continue to accrue during the waived payment period and may extend the loan’s term.)

If you would like to skip a payment online, click here to log into your account, then select Holiday Loan Skip, fill out the form and submit it.

If you would like to print a skip payment coupon, click here to open a page with a printable coupon.

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