Whether you need to make home improvements, consolidate debt, or pay for college, a home equity loan can help you move forward with your plans.

Use your Home Equity to move forward with your plans.

Have you ever asked yourself …

Where am I going to get the money to pay for my home improvement projects? Or, how can I consolidate all my bills into one convenient loan? Many of us ask ourselves one or both of these questions at one point or another and wonder, how can we go about meeting our financial needs?

Arizona Federal has the answer to all of these questions — use the equity in your home! Our home equity loan and home equity line of credit (HELOC) are two convenient ways to pay for your home improvement projects or debt consolidation. Both types of loans use the equity that you’ve built in your home as collateral.

Home Equity Loan

This option offers a number of benefits to those who are interested in a fixed loan amount. Other benefits include:

• A one-time amount
• A locked-in interest rate
• Fixed monthly payments

Home Equity Line of Credit (HELOC)

This option offers more flexible spending to those who are interested in an open-ended loan, similar to a credit card. Some of the other benefits of a HELOC are:

• Competitive interest rates
• The flexibility to access your funds on an “as needed” basis
• No application fees
• No pre-payment penalties

Whether it’s one major project or a bunch of small projects, every homeowner out there can relate to the ongoing “to-do” list, or just trying to pull all your bills together. So, the next time you ask yourself the famous how-am-I-going-to-pay-for-this question, remember Arizona Federal has the options in place to make life more manageable.

Don’t wait any longer! We’ve made it easy with three convenient options for you to apply for a loan:

• Apply Online!
• Come in to your local branch
• Call in at (602) 683-1000, select option #2

The process is fast and easy so move ahead with your plans today!

Next Page >>

Use your Home Equity to move forward with your plans.

Looking for easy access to surcharge-free ATMs?

Make your life easier with Bill Pay.

Coinstar: Coming soon to a branch near you!

Fight identity theft with our new SURE account.

Phishing: Don’t take the bait!

Answers to your financial questions are a phone call away!

Insurance Tips!
How to reduce your homeowners insurance.

Free Educational Seminars in July!

What's new at Arizona Federal?