At Arizona Federal, you're not a customer—you're
an owner!
|
What is 'the credit union difference'?
Why do you choose a credit union over a bank?
Did you know you own part of a local financial institution? As a member of Arizona Federal, you own a share of the credit union, much like a stock holder owns a share of a business. But what does that mean to you?
It means that, unlike a bank, you’re not a customer of Arizona Federal, you’re a member and an owner of your not-for-profit financial cooperative.
- You have a voice regarding the direction of the credit union. Each member is given an equal vote to elect our volunteer Board of Directors, regardless of the size of their account. The Board of Directors works to give money back to the members in the form of lower rates and higher dividends instead of worrying about stockholders.
- We strive to reduce and eliminate fees, not add more. We no longer have membership fees, check cashing fees and low balances fees, just to name a few.
- Each member-owner receives “preferred customer” treatment, not just members with high balances. For example, we offer Visa® Platinum credit cards with rewards and no annual fee to all of our members.
- Credit union members still enjoy conveniences as well as a full range of products and services that banks offer. In addition, we strive to offer each member personalized service the way you define it.
How can you continue to support 'the credit union difference'?
Recently, banks have been lobbying Congress to adopt legislation to restrict our services and subject credit unions to new taxes. It’s important for our members to understand the differences between a credit union and a bank and to choose to protect that difference.
Also, consider Arizona Federal your first choice for all of your financial needs. We offer everything for savings accounts and loans to mortgages and investment products. The more you use the credit union, the more all members — including you, our owner — benefit.
Visit ArizonaFederal.org or call us today at (602) 683-1000 and let us continue to help you reach your financial goals.
Next Page >>
|
